Lending in all 36 states + FCT Shop today, pay in bits with MAVI BNPL Up to ₦20 million, no collateral From application to disbursement in under 5 minutes Lending in all 36 states + FCT Shop today, pay in bits with MAVI BNPL Up to ₦20 million, no collateral From application to disbursement in under 5 minutes
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Loans for federal workers on IPPIS.

Designed for federal government employees paid via IPPIS. Access up to ₦15,000,000 with repayment directly deducted from your salary.

Federal government worker

IPPIS-approvedDirect salary deduction at source

Why federal workers choose MAVI

Built for the public service.

MAVI is an approved third-party lender on the IPPIS platform. Your repayment is deducted automatically from source — no missed payments, no card charges, no worry.

Up to ₦15 million

Higher limits available for senior grade levels. Decided by net pay and debt service ratio.

TPSMS-integrated

Fully approved on the Third Party Stop-Order Management System. Deductions from source.

Up to 24-month tenor

Longer repayment means lower monthly instalments. Pay what you can afford.

Salary-protected

We respect the 1/3 deduction ceiling. You'll always take home at least two-thirds of your net.

Eligibility

Who qualifies for a federal loan?

If you're a federal employee paid via IPPIS, you're almost certainly eligible.

Government worker at desk

Five quick checks.

  • Federal employee on IPPIS payroll.
  • Minimum 6 months of salary history.
  • Valid staff ID and government-issued ID.
  • BVN-linked phone number and active commercial bank account.
  • At least 12 months to retirement.

Your next pay cycle
deserves breathing room.

Apply now

Fill our application form. Approval decisions in minutes.

Start application →
Talk to us

Our federal loans desk handles IPPIS queries.

Contact federal desk →
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