Lending in all 36 states + FCT Shop today, pay in bits with MAVI BNPL Up to ₦20 million, no collateral From application to disbursement in under 5 minutes Lending in all 36 states + FCT Shop today, pay in bits with MAVI BNPL Up to ₦20 million, no collateral From application to disbursement in under 5 minutes
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Shop today. Pay in bits.

MAVI BNPL gives you up to ₦2,000,000 in shopping credit at 500+ partner stores across Nigeria. From phones to furniture, fashion to groceries — get what you need today, spread the cost over 3, 6, or 12 months.

Nigerian shopper

500+ partner merchantsAcross all 36 states of Nigeria

Why shop with MAVI

The smart way to spread the cost.

Big purchases don't need to wait for payday — and they don't need to crush your cashflow either. MAVI BNPL lets you own it now and pay in manageable chunks.

Up to ₦2 million

Based on your income and credit history. Increase your limit as you repay.

3, 6, or 12 months

Pick the tenor that fits your salary cycle. Fixed monthly instalments, no surprises.

500+ partner stores

From Shoprite and Justrite to neighbourhood shops, online stores, and on WhatsApp.

Instant decision

Check your eligibility in 60 seconds. Walk into the store with your approval already sorted.

No interest on 3-month plan

Pick the 3-month option and you pay exactly the sticker price. Longer plans have modest fees.

No paperwork at checkout

One QR code, one OTP. You're walking home with your purchase in under 2 minutes.

How it works

Three steps to walking away with it.

Simple for you. Simple for the merchant. Everyone wins.

a

Check your limit

Open the MAVI app and tap "BNPL". We'll show you how much shopping credit you can access right away.

b

Shop at any partner

Walk into a partner store or open their website. At checkout, choose "Pay with MAVI".

c

Confirm & carry home

Enter an OTP, pick your repayment plan, and you're done. The merchant gets paid, you get the goods.

Eligibility

What you need to qualify.

We keep the bar low. If you already earn a salary and have a bank account, you're most of the way there.

Nigerian shopper smiling

Four quick checks.

  • Be between 21 and 59 years old with valid ID.
  • Have a Nigerian bank account and BVN.
  • Earn a minimum net income of ₦80,000/month.
  • Hold an active debit card for down payment and instalments.
Partner stores

Shop at 500+ merchants.

From household names to neighbourhood favourites. Gadgets, fashion, home & kitchen, furniture, solar, supermarkets, and more.

All
Gadgets
Supermarket
Fashion
Home & Kitchen
Furniture
Solar
3C

3C Hub

Gadgets

S

Shoprite

Supermarket

JR

Justrite

Supermarket

Sf

SunFi Solar

Solar

Aw

Apple World NG

Gadgets

BM

Ben Mekus

Home

Af

Ashley's Furniture

Furniture

Vi

Vivo Nigeria

Gadgets

View all 500+ merchants

That thing on
your wishlist? Today.

Check your limit

Find out your BNPL limit in under a minute.

Get started →
Become a merchant

Run a business? Offer MAVI BNPL at your store.

Talk to us →
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